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Under the Fair Debt Collection Practices Act, or FDCPA, in 15 U.S.C., the statute strictly prohibits debt collection activity which is deemed harassment, or abusive. As seen in previous [...]

In order to determine whether an individual or entity is governed by the provisions of the FDCPA, you must first review some important definitions. Under the FDCPA, a communication is defined as [...]

Collection agencies are often tempted to incorporate “attorney letterhead”, or legal talk, as a part of its collection methods. Several cases have prohibited the use of attorney letterhead by [...]

The FDCPA provides debt collectors with a bona fide error defense. The statue provides that a debt collector shall not be held liable for the violation if the debt collector can demonstrate by [...]

Liability under the Fair Debt Collection Practices Act enacted in 1977, otherwise known as FDCPA. Statutory damages under the FDCPA, are capped at a maximum of $1,000. per case, not per [...]